About
We are an independently owned specialist medical malpractice underwriting agency and a recognised leader in our field. Since 2015, we have built a reputation for delivering comprehensive, intelligently designed insurance solutions backed by long-term, stable capacity from the Lloyd’s Insurance market.
Our products are developed to provide broader and deeper protection than standard market offerings. We continuously refine and evolve our coverage to meet the changing needs of healthcare professionals and organisations. Above all, we stand by our clients during their most challenging moments, offering clarity, responsiveness, and genuine support throughout both underwriting and claims, particularly in challenging situations when they need us most.
Our underwriting philosophy is structured to withstand volatility and severe claims scenarios. This enables us to provide sustainable, consistent underwriting year after year, helping clients and brokers build certainty into their insurance programmes through robust, transparent, and stress-tested products.
Our Market Support
As a trusted Lloyd’s coverholder, we operate with broad underwriting authority and the backing of highly respected syndicates.
This solid and diversified backing underpins the reliability and long-term sustainability of the coverage we deliver.
Arch Insurance International
Arch Insurance International (Lloyd’s Syndicates 2012 and 1955) has been a cornerstone supporter providing consistent capacity since our inception.
Excess Layer Capacity
Everest (Syndicate 2786), Carbon (Consortium 9612 led by Syndicate 4747) and MCI (Consortium 4985 led by Syndicate 1902) further strengthen our product delivery with excess layer capacity, ensuring stable, high-quality support across our portfolio.
What Makes Us Different
Unrivalled Technical Expertise
Our team brings deep sector knowledge and decades of experience in medical malpractice underwriting, product development, and risk analysis.
Flexible, bespoke solutions
We support businesses with needs that fall beyond the capabilities of traditional “vanilla” markets, offering flexible and tailored responses to complex challenges.
Entrepreneurial mindset
We anticipate emerging risks and “see around corners,” enabling us to design solutions before issues become problems—rather than forcing risks into rigid underwriting models.
Genuinely client-centric focused
We take the time to understand our clients’ exposures, regularly meeting with them to shape solutions that make a meaningful difference. Our directors maintain a hands-on approach, ensuring exceptional service across every stage of the process.
A Broader Risk Appetite
- Obstetric and pregnancy-related scanning
- Elective cosmetic surgery
- Out-of-hours primary care
- Professional sports medicine
- Fertility and reproductive services
- Clients who have been declined elsewhere or have heavily restricted coverage
We aim to provide assurance, stability, and partnership to clients who need it most.
